ACLU of Georgia

Canceling Student Debt

Gaps in wealth between Black and white households expose accumulated inequality and discrimination, as well as differences in power and opportunity that can be traced back to this nation’s inception.


Canceling Student Debt

No other group of Americans is as burdened by student loan debt as Black Americans. Canceling up to $50,000 of student debt for eligible borrowers would further our goal of systemic equality by redressing the inequalities built into our higher education financing system, while substantially increasing wealth for Black and Latinx families.

Accessing Financial Services through Postal Banking

The racial wealth gap persists, in part, because of the widespread lack of access to basic financial services like bill paying, check cashing, and small loans for Black consumers. The result is that they pay an average of $2,880 per year on substandard, alternative financial services such as check-cashing services and pay-day loans. Allowing individuals to access payroll check cashing, domestic money transfers, and bill payment through the U.S. Post Office can address this crisis by linking more Americans to essential financial services at an affordable rate and ensuring more communities, specifically those in Black neighborhoods, have easier access to these services.

Establishing a Permanent Child Tax Credit

More than half of all Black and Latinx children — and 36 percent of all children — live in or near poverty. This is a national tragedy with profound moral and practical costs to the nation. By ensuring an expanded and refundable child tax credit, we can cut child poverty by 40 percent — and lift over 50 percent of Black children out of poverty, according to one study. The child tax credit is a racial justice issue, as well as an economic one.

Internal Alignment with Systemic Equality External Agenda

We are proactively working to align these goals internally, making a commitment to ensure Black people are promoted, elevated, and more prominent across the organization. This includes prioritizing Black-owned and Black-led contractors when hiring vendors and investing in Black-owned financial institutions and businesses.